Company Credit Report contains
Company – Name and Contact
- Company name (local name, international name, English name and name in Bulgarian language)
- Registered address (address, zip, city)
- Company Contacts (tel., fax*, e-mail*, www*)
- Further addresses (like head office, branch office, production unit)*
Company Details
- Establishment & Registration data (foundation date, registration court, court number, company ID (Bulstat/VAT number))
- Legal status (and background of the legal status*)
- History of the company*
- Legal form
- Registered capital
- Bank accounts of the company*
- Business activity (NACE 1.1 and 2.0, further comments*)
- Information about Real Estate*
- Comments on the company*
Shareholders & Management & Employees & Company relations
- Shareholders (name, share, ID*) and last date of change
- History of shareholders*
- Management (name, ID, function) and last date of change
- Comments on management
- History of management*
- Number of employees (development over the years*)
- Employees-Grouping
- Company size (based on number of employees)
- Related companies*
- Export/Import information*
Credit Summary
- Overview Rating, Credit Limit, Company Size
- Spread of all rated Bulgarian companies according to risk score*
- Position of the requested company according to risk scores
Financial Data
- Turnover (development over the past years*)
- Important Ratios (at least over the past 3 years)*
- Balance sheets (at least over the past 3 years)*
- Profit & Loss account (at least over the past 3 years)*
- Source of Financial Data*
- Comments on Financial Data*
Financial Opinion
- Credit Information (Modes of Payment, Debt Collection, Bank Distraints, Unpaid Taxes/Contributions to Government, Involvement in Legal Disputes, Other Payment Information, Branch Indicator)
- Credit Risk Ratings (General Payment Assessment, Financial Opinion)
- Comments on Ratings*
- Explanation of Ratings
* mentioned only in case data are published in public sources or available at all